CREDIT RATIONING IN SMALL-SCALE ENTERPRISES - SPECIAL MICROENTERPRISE PROGRAMS IN ECUADOR

被引：10

作者：

BAYDAS, MM

MEYER, RL

AGUILERAALFRED, N

机构：

[1] Rural Finance Program, Department of Agricultural Economics and Rural Sociology, The Ohio State University

来源：

JOURNAL OF DEVELOPMENT STUDIES | 1994年 / 31卷 / 02期

关键词：

D O I：

10.1080/00220389408422361

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

Small-scale enterprises receive several forms of aid, but many are denied access to formal loans. A demand and supply model is estimated to analyse the factors lenders use to ration credit in special microenterprise programmes. The results reveal that suppliers do not discriminate against less profitable enterprises and entrepreneurs who have not completed their high school education; however, these entrepreneurs have a smaller demand for external finance from the microenterprise programmes than more profitable enterprises and entrepreneurs who have graduated from high school.

引用

页码：279 / 288

页数：10

共 12 条

[1] AGUILERA NA, 1990, 1742 OH STAT U EC SO
[2] AGUILERA NA, 1990, THESIS OHIO STATE U
[3] THE ROLE OF COLLATERAL IN CREDIT MARKETS WITH IMPERFECT INFORMATION
BESTER, H
[J]. EUROPEAN ECONOMIC REVIEW, 1987, 31 (04) : 887 - 899
[4] IMPERFECT INFORMATION, UNCERTAINTY, AND CREDIT RATIONING
JAFFEE, DM
RUSSELL, T
[J]. QUARTERLY JOURNAL OF ECONOMICS, 1976, 90 (04) : 651 - 666
[5] LAPAR MLA, 1990, 1687 OH STAT U EC SO
[6] Levitsky J., 1989, MICROENTERPRISES DEV
[7] MADDALA GS, 1982, HOUSING FINANC REV, P245
[8] Maddala GS., 1983, LTD DEPENDENT QUALIT, DOI [10.1017/CBO9780511810176, DOI 10.1017/CBO9780511810176]
[9] MEYER RL, 1991, GEMINI PUBLICATIONS
[10] MEYER RL, 1989, MICROENTERPRISES DEV

← 1 2 →