Proposals for reforming deposit guarantee schemes in Europe

被引：11

作者：

Ayadi, Rym ^{[1
]}

Lastra, Rosa M. ^{[2
]}

机构：

[1] Ctr European Policy Studies, Financial Inst, Prudential Policy & Tax Unit, Brussels, Belgium

[2] Univ London, Int Financial & Monetary Law Ctr, Commercial Law Studies Queen Mary, 67-69 Lincolns Inn Fields, London WC2A 3JB, England

来源：

JOURNAL OF BANKING REGULATION | 2010年 / 11卷 / 03期

关键词：

banks and banking; deposit insurance; EU financial law and regulation; financial crisis;

D O I：

10.1057/jbr.2010.9

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This article explores the limitations of the provision of deposit insurance in the European Union and assesses the revisions to the Directive on deposit guarantee schemes, as well as the need for further reform in the light of the financial crisis. The authors endorse a move towards a more effective European-wide institutional arrangement in line with a move towards a greater degree of pan-European supervision. The design of this aspect of the safety net should be consistent with the needs of a single market in financial services and aligned with other initiatives in the field of financial crisis management and resolution.

引用

页码：210 / 222

页数：13