社会资本对团体贷款还款激励影响的研究评述

被引：7

作者：

王睿 ^{[1
,2
]}

机构：

[1] 重庆大学公共管理学院

[2] 重庆大学可持续发展研究院

来源：

云南财经大学学报 | 2012年 / 03期

关键词：

社会资本; 小额信贷; 团体贷款;

D O I：

10.16537/j.cnki.jynufe.2012.03.019

中图分类号：

F832.4 [信贷];

学科分类号：

1201 ; 020204 ;

摘要：

高还款率是农村小额信贷机构实现可持续发展的重要保障,针对近年来国外农村小额信贷机构已逐渐放宽了连带责任要求等现象,重点从纵向社会资本和横向社会资本两方面对其如何影响农村小额信贷团体贷款的还款激励进行了梳理和总结,纵向社会资本在强度和稳定性方面具有一定的脆弱性,其大小完全取决于信贷员自身的"努力程度"。而横向社会资本则主要集中在社会关系、信任传递、互惠性和社会网络等四方面。

引用

页码：114 / 121

页数：8

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