论产出分布对团体贷款还款率的影响

被引：15

作者：

章元

李全

机构：

[1] 复旦大学经济学院

[2] 南开大学经济研究所

来源：

经济研究 | 2003年 / 02期

关键词：

团体贷款; 产出分布; 还款率;

D O I：

暂无

中图分类号：

F830.5 [信贷];

学科分类号：

摘要：

关于团体贷款的现有研究对于还款率在时间上和空间上的差异还不能够给出有说服力的解释。通过构造一个产出信息不对称下的五人还款博弈模型 ,我们从产出在成员之间的分布的角度解释这种差异。我们的模型表明了产出在成员间的分布状况可以成为导致这种差异的重要力量 ,同时也加深了我们对团体贷款还款阶段各种影响因素的理解

引用

页码：43 / 54+93 +93

页数：13

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