中国银行体系脆弱性问题的实证研究

This paper takes a positive analysis on Chinese bank system fragility. The conclusion is that macroeconomy variable is more important influencing factor than financial and other variable, and consumption increase rate as well as investment increase rate and real interest rate affect bank system fragility, at 10% apparent level. Then, this paper from the lay of institution discusses Chinese bank system fragility, and points out the fragility deeply gestating in the institutional environment of transition process.