信用评估研究综述与演化分析

被引：4

作者：

傅小康 ^{[1
,2
]}

邹江波 ^{[3
,4
]}

琚春华 ^{[1
]}

机构：

[1] 浙江工商大学管理工程与电子商务学院

[2] 信雅达系统工程股份有限公司

[3] 浙江工商大学管理学院

[4] 商务部国际贸易经济合作研究院

来源：

征信 | 2021年 / 39卷 / 06期

关键词：

信用评估; 信用综述; 信用演化分析; CiteSpace;

D O I：

暂无

中图分类号：

F830.5 [信贷];

学科分类号：

摘要：

信用评估研究是信用应用市场面临的最具挑战性的问题之一,了解信用评估研究的发展现状,厘清评估方法的演化过程,是进行信用评估的研究基础。以Web of Science Core Collection中的SCI-Expended数据库和SSCI数据库为数据源,分级多次采集了与信用评级、信用评分有关的文章进行文献计量分析。分析结果表明信用价值评估研究所涉及的主要领域为信用评级、信用评分系统、违约预测等,所涉及的学科以经济学、金融学、运筹学为主,延伸至人工智能、计算机科学、管理学、统计学、心理学等学科。通过关键词共现分析,发现近五年,机器学习、最新分类算法、神经网络、优化算法等在信用评级方面的应用研究已成为研究热点。

引用

页码：7 / 15+21 +21

页数：10

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