关于信贷配给理论的若干争论

被引：6

作者：

廖肇辉

机构：

[1] 中国人民银行研究生部

来源：

关键词：

信贷配给理论; 担保品; 随机变量; 信息不对称; 概率论; 借款人; 存款利率; 银行信贷资金;

D O I：

暂无

中图分类号：

F830.5 [信贷];

学科分类号：

摘要：

<正>一、Stiglitz and Weiss意义上的信贷配给含义按照经济学的定义,对某项商品实行配给(Ra- tioning)的含义是一种约束,它限定了最大交易水平。因此配给通常低于最优水平。当然,政府人为的金融压制导致的信贷配给不是本文讨论的课题。

引用

页码：71 / 74

页数：4

共 9 条

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