包容性金融发展与个人职业选择及收入变动:理论与经验研究

被引:11
作者
任碧云
张彤进
机构
[1] 天津财经大学金融与保险研究中心
关键词
包容性金融发展; 职业选择; 收入差距;
D O I
暂无
中图分类号
F831 [世界金融、银行]; F249.1 [世界];
学科分类号
020202 ;
摘要
在个人职业选择模型框架下,引入包容性金融发展理论分析包容性金融发展如何影响个人的职业选择及收入变动得出:随着包容性金融发展水平的提升,包容性金融发展的减贫效应和人力资本积累效应将逐渐显现,雇员比例会出现先下降后上升的U型过程,自雇劳动者比例则表现为先上升后下降的倒U型;与此同时,中低收入者收入逐渐提高,居民收入差距不断缩小。在理论分析的基础上,基于2004年、2006年、2009年和2011年CHNS相关数据,运用Logistic模型和分位数回归模型两种方法经验检验了理论分析。
引用
收藏
页码:16 / 28
页数:13
相关论文
共 11 条
  • [1] 基于“三位一体”视角的农村普惠金融体系构建
    谭文培
    [J]. 湖南科技大学学报(社会科学版), 2013, (06) : 85 - 88
  • [2] The Real Impact of Improved Access to Finance: Evidence from Mexico[J] . MIRIAM BRUHN,INESSA LOVE.The Journal of Finance . 2014 (3)
  • [3] Importance of Access to Finance in Reducing Income Inequality and Poverty Level[J] . Kwangbin Bae,Dongsook Han,Hosung Sohn.International Review of Public Administration . 2012 (1)
  • [4] Financial Development and Poverty Reduction: Can There be a Benefit without a Cost?[J] . SylvianeGuillaumont Jeanneney,Kangni Kpodar.Journal of Development Studies . 2011 (1)
  • [5] Cross-country variation in household access to financial services
    Honohan, Patrick
    [J]. JOURNAL OF BANKING & FINANCE, 2008, 32 (11) : 2493 - 2500
  • [6] Can micro-credit bring development?[J] . Christian Ahlin,Neville Jiang.Journal of Development Economics . 2007 (1)
  • [7] Microcredit and Third World Development Policy[J] . Gary M.Waller,WarnerWoodworth.Policy Studies Journal . 2005 (2)
  • [8] Do rural banks matter? Evidence from the Indian social banking experiment
    Burgess, R
    Pande, R
    [J]. AMERICAN ECONOMIC REVIEW, 2005, 95 (03) : 780 - 795
  • [9] Explaining Rising Wage Inequality: Explorations with a Dynamic General Equilibrium Model of Labor Earnings with Heterogeneous Agents[J] . James J Heckman,Lance Lochner,Christopher Taber.Review of Economic Dynamics . 1998 (1)
  • [10] Group lending, repayment incentives and social collateral[J] . Timothy Besley,Stephen Coate.Journal of Development Economics . 1995 (1)