基于信息不对称的信贷配给均衡模型研究

被引：13

作者：

姜海军 ^{[1
]}

惠晓峰 ^{[2
]}

机构：

[1] 招商银行博士后科研工作站

[2] 中国人民大学博士后流动站

来源：

关键词：

信贷市场; 信息不对称; 均衡; 信贷配给;

D O I：

暂无

中图分类号：

F832.4 [信贷];

学科分类号：

摘要：

本文建立了竞争和信息不对称条件下,信贷市场的信贷配给均衡模型,模型表明在为不同的借款人提供由贷款利率和贷款额度组成的相同贷款合同的情况下,信贷市场存在稳定的单合同均衡,信贷市场的均衡在信贷配给点达到,因而从信息不对称和均衡的角度解释了信贷配给现象。

引用

页码：134 / 142

页数：9

共 7 条

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