信任对顾客采用网络银行的影响

被引:8
作者
焦勇兵
吴晓云
机构
[1] 南开大学商学院
关键词
网络银行; 科技接受模型; 信任; 采用意图;
D O I
10.16529/j.cnki.11-4613/f.2007.12.007
中图分类号
F830.4 [银行业务];
学科分类号
摘要
互联网技术给银行业带来了变革——网络银行已经成为银行业保留老顾客和获取新顾客的新兴服务渠道,同时,有关顾客采用网络银行的影响因素研究也越来越引起学者们的关注。最近有研究显示,信任在顾客的网络在线交易中起着重要的作用。但是,信任在顾客对网络银行采用中的角色之研究还未曾多见。本研究的重要意义在于:在具体的网络银行环境下,将信任作为一种社会建构引进科技接受模型,对顾客采用网络银行的影响因素进行理论探讨和实证检验,从而得出信任对顾客的网络银行采用意图有积极影响的重要结论。
引用
收藏
页码:52 / 59
页数:8
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