农村金融体系盈利性、公平性研究新进展

被引：2

作者：

周建波

金芙杰

郭彤华

机构：

[1] 北京大学经济学院

[2] 山东大学管理学院

来源：

经济学动态 | 2010年 / 11期

关键词：

农村金融; 信用风险; 可持续性; 公平性;

D O I：

暂无

中图分类号：

F832 [中国金融、银行];

学科分类号：

1201 ; 020204 ;

摘要：

传统的农村金融研究范式强调政府对农村金融的支持作用,现代农村金融理论则认为以市场为基础的商业化模式最有利于持续性地向广大的农村客户提供金融服务。论文介绍了近年来国外农村金融体系效率研究的新进展。这些研究分析了商业性金融机构、小额信贷机构、其他金融中介等农村金融体系不同主体,探讨了如何消除农村金融市场的信息不对称、降低信用风险,让资金得到有效、安全地使用,同时实现消除贫困、促进农村经济发展等公平性目标。

引用

页码：120 / 125

页数：6

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