Financial survival analysis of defaulted debtors

被引：20

作者：

Allen, L. N. ^{[1
]}

Rose, L. C. ^{[1
]}

机构：

[1] Massey Univ, Dept Commerce, NSMC, Auckland, New Zealand

来源：

JOURNAL OF THE OPERATIONAL RESEARCH SOCIETY | 2006年 / 57卷 / 06期

关键词：

consumer debt; personal bankruptcy; court-administered repayment plan; survival analysis; Cox proportional hazards regression; New Zealand;

D O I：

10.1057/palgrave.jors.2602038

中图分类号：

C93 [管理学];

学科分类号：

12 ; 1201 ; 1202 ; 120202 ;

摘要：

This research centres on the financial survival experience of participants in a New Zealand court-administered debt repayment plan. Using Kaplan-Meier estimators of survival and hazard functions, we summarize and plot survival data. Group experience is compared by means of log-rank tests. The proportional hazard models, fitted over a partitioned time axis, demonstrate that a number of factors including the number of dependents and the fact of previous bankruptcy are predictive of defaulted debtors' financial survival.

引用

页码：630 / 636

页数：7

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