Employer-sponsored health insurance: Pressing problems, incremental changes

被引：19

作者：

Trude, S ^{[1
]}

Christianson, JB

Lesser, CS

Watts, C

Benoit, AM

机构：

[1] Ctr Studying Hlth Syst Chang, HSC, Washington, DC USA

[2] Univ Minnesota, Carlson Sch Management, James A Hamilton Chair, Minneapolis, MN 55455 USA

[3] Univ Washington, Dept Hlth Serv, Seattle, WA 98195 USA

来源：

HEALTH AFFAIRS | 2002年 / 21卷 / 01期

关键词：

D O I：

10.1377/hlthaff.21.1.66

中图分类号：

R19 [保健组织与事业（卫生事业管理）];

学科分类号：

摘要：

Despite large premium increases, employers made only modest changes to health benefits in the past two years. By increasing copayments and deductibles and changing their pharmacy benefits, employers shifted costs to those who use services. Employers recognize these changes as short-term fixes, but most have not developed strategies for the future. Although interested in "defined-contribution" benefits, employers do not agree about what this entails and have no plans for moving to defined contributions in the near future. While dramatic changes in health benefits are unlikely in the short term, policymakers may want to watch for future erosions in health coverage.

引用

页码：66 / 75

页数：10

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