Banking for the poor: Evidence from India

被引：33

作者：

Burgess, R ^{[1
]}

Pande, R

Wong, G

机构：

[1] London Sch Econ, London, England

[2] Yale Univ, New Haven, CT USA

[3] Univ Penn, Wharton Sch, Philadelphia, PA 19104 USA

来源：

JOURNAL OF THE EUROPEAN ECONOMIC ASSOCIATION | 2005年 / 3卷 / 2-3期

关键词：

D O I：

10.1162/jeea.2005.3.2-3.268

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

State-led credit and savings programs have been implemented in numerous low income countries, but their success in reaching the poor remains widely debated. We report on research that exploits the policy features of the Indian social banking program to provide evidence on this issue. State-led branch expansion into rural unbanked locations reduced poverty across Indian states. In addition, the enforcement of directed bank lending requirements was associated with increased bank borrowing among the poor, in particular low caste and tribal groups.

引用

页码：268 / 278

页数：11