Risk management and wealth accumulation behavior in France

被引：15

作者：

Arrondel, L ^{[1
]}

机构：

[1] CNRS, DELTA, F-75014 Paris, France

来源：

ECONOMICS LETTERS | 2002年 / 74卷 / 02期

关键词：

precautionary saving; prudence behavior; wealth accumulation;

D O I：

10.1016/S0165-1765(01)00528-6

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Recent theoretical saving models have placed greater emphasis on studying prudent behavior in the face of an uncertain future and have shown the influences of background risks on precautionary savings: a prudent household exposed to a high future income risk will increase its savings. Empirical tests on recent French data ('INSEE Patrimoine 97') show the relevance of subjective earnings variance to explain wealth accumulation but its contribution is not very large (around 5%). (C) 2002 Elsevier Science B.V. All rights reserved.

引用

页码：187 / 194

页数：8

共 19 条

[1]

ARONDEL L, 2000, UNPUB RISK MANAGEMEN

[2] Taxation and wealth transmission in France [J].