Self insured employer health plans: Prevalence, profile, provisions, and premiums

被引:29
作者
Acs, G [1 ]
Long, SH [1 ]
Marquis, MS [1 ]
Short, PF [1 ]
机构
[1] RAND CORP,WASHINGTON,DC
关键词
D O I
10.1377/hlthaff.15.2.266
中图分类号
R19 [保健组织与事业(卫生事业管理)];
学科分类号
摘要
Data from three recent surveys indicate that about 40 percent of workers with employment-based health insurance are enrolled in plans that their employers self insure. Despite the considerable differences between federal regulation of these self-insured plans and state regulation of employer plans purchased from an insurance company, we find striking similarities in the populations they serve, the benefits they offer, and their premium costs. Implications for health policy are discussed.
引用
收藏
页码:266 / 278
页数:13
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