Health benefits in 2005: Premium increases slow down, coverage continues to erode

被引:49
作者
Gabel, J [1 ]
Claxton, G
Gil, I
Pickreign, J
Whitmore, H
Finder, B
Hawkins, S
Rowland, D
机构
[1] Ctr Studying Hlth Syst Change, Washington, DC USA
[2] Henry J Kaiser Family Fdn, Washington, DC USA
[3] HSC, Rensselaer, NY USA
[4] HRET, Washington, DC USA
关键词
D O I
10.1377/hlthaff.24.5.1273
中图分类号
R19 [保健组织与事业(卫生事业管理)];
学科分类号
摘要
This paper reports findings on the state of job-based health insurance in spring 2005 and how it has changed during recent years. Premiums rose 9.2 percent, the first year of single-digit increases since 2000. The percentage of firms offering health benefits has fallen from 69 percent in 2000 to 60 percent in 2005. Cost sharing did not grow appreciably in the past year. Enrollment in preferred provider organizations (PPOs) grew from 55 percent in 2004 to 61 percent in 2005, while enrollment in health maintenance organizations (HMOs) fell from 25 percent to 21 percent of the total.
引用
收藏
页码:1273 / 1280
页数:8
相关论文
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*BUR LAB STAT, 2005, TABL 4 EMPL CHANG SA
[2]  
CLAXTON G, 2005, HLTH AFFAIRS 0914
[3]  
FRONSTIN P, 2004, SOURCES HLTH INSURAN
[4]  
MAYS G, 2005, HLTH AFFAIRS 0811