The electrostatic coupling of charged phospholipid bilayers with polyelectrolyte multilayers is studied varying the lipid charge density, multilayer composition and preparation conditions. It is shown that in all cases the bilayer is insufficiently insulating for meaningful electrochemical studies. Homogeneity on a light microscopical length scale was obtained by two methods: vesicle fusion into bilayers and deposition from monolayers by the Langmuir-Schafer (LB/LS) technique. Largest progress was achieved aiming for lateral diffusion comparable to an uncoupled bilayer. For this mixtures with 10% charged (DOPA) and 90% uncharged (DMPC) lipid were prepared that exhibited sufficient anchoring density and at the same time a fluid DMPC phase on going above the main phase transition at 24 degrees C. This yielded diffusion coefficients in aqueous environment above 1 mu m(2) s(-1) with almost no immobile fractions. (C) 1999 Elsevier Science B.V. All rights reserved.