Price and the health plan choices of retirees

被引：18

作者：

Buchmueller, T ^{[1
]}

机构：

[1] Univ Calif Irvine, Paul Merage Sch Business, Irvine, CA 92697 USA

[2] NBER, Cambridge, MA 02138 USA

来源：

JOURNAL OF HEALTH ECONOMICS | 2006年 / 25卷 / 01期

关键词：

health plan choice; managed competition; Medicare reform; premium elasticity;

D O I：

10.1016/j.jhealeco.2005.06.001

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This study analyzes health plan choices of retirees in an ernployer-sponsored health benefits program that resembles "premium support" models proposed for Medicare. In this pro-ram, out-of-pocket premiums depend on when an individual retired and his or her years of service as of that date. Since this price variation is exogenous to unobserved plan attributes and retiree characteristics, it is possible to obtain unbiased premium elasticity estimates. The results indicate a significantly negative effect of premiums. The implied elasticities are at the low end of the range found in previous studies on active employees. (c) 2005 Elsevier B.V. All rights reserved.

引用

页码：81 / 101

页数：21

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