FINANCIAL INCLUSION AND DEVELOPMENT

被引：612

作者：

Sarma, Mandira ^{[1
]}

Pais, Jesim ^{[2
]}

机构：

[1] Jawaharlal Nehru Univ, Sch Int Studies, Ctr Int Trade & Dev, New Delhi 110067, India

[2] Inst Studies Ind Dev, New Delhi, India

来源：

JOURNAL OF INTERNATIONAL DEVELOPMENT | 2011年 / 23卷 / 05期

关键词：

financial inclusion; index of financial inclusion; human development index; banking; development;

D O I：

10.1002/jid.1698

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

An important question raised in the literature is whether development leads to an all-inclusive financial system. This paper attempts to examine the relationship between financial inclusion and development by empirically identifying country specific factors that are associated with the level of financial inclusion. It finds that levels of human development and financial inclusion in a country move closely with each other. Among socio-economic and infrastructure related factors, income, inequality, literacy, urbanisation and physical infrastructure for connectivity and information are important. Health of the banking sector does not seem to have an unambiguous effect on financial inclusion whereas ownership pattern does seem to matter. Copyright (C) 2010 John Wiley & Sons, Ltd.

引用

页码：613 / 628

页数：16