The Effect of Health Insurance Coverage on the Use of Medical Services

被引:165
作者
Anderson, Michael [1 ]
Dobkin, Carlos [2 ]
Gross, Tal [3 ]
机构
[1] Univ Calif Berkeley, Dept Agr & Resource Econ, Berkeley, CA 94720 USA
[2] Univ Calif Santa Cruz, Dept Econ, Santa Cruz, CA 95064 USA
[3] Columbia Univ, Mailman Sch Publ Hlth, New York, NY 10032 USA
关键词
EMERGENCY-DEPARTMENT; UNINSURED ADULTS; PUBLIC-HEALTH; UNITED-STATES; MANAGED CARE; IDENTIFICATION; OUTCOMES; ACCESS; IMPACT; COSTS;
D O I
10.1257/pol.4.1.1
中图分类号
F [经济];
学科分类号
020101 [政治经济学];
摘要
Substantial uncertainty exists regarding the causal effect of health insurance on the utilization of care. We exploit a sharp change in insurance coverage rates that results from young adults "aging out" of their parents' insurance plans to estimate the effect of insurance coverage on the utilization of emergency department (ED) and inpatient services. Aging out results in an abrupt 5 to 8 percentage point reduction in the probability of having health insurance. We find that uninsured status leads to a 40 percent reduction in ED visits and a 61 percent reduction in inpatient hospital admissions. (JEL G22, I11, I18)
引用
收藏
页码:1 / 27
页数:27
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