Medical insurance and the use of health care services by the elderly

被引:114
作者
Hurd, MD
McGarry, K
机构
[1] UNIV CALIF LOS ANGELES,DEPT ECON,LOS ANGELES,CA 90095
[2] SUNY STONY BROOK,DEPT ECON,NEW YORK,NY
[3] NBER,CAMBRIDGE,MA 01238
关键词
Medicare; health insurance; medical services;
D O I
10.1016/S0167-6296(96)00515-2
中图分类号
F [经济];
学科分类号
02 ;
摘要
The objective of this paper is to find how health insurance influences the use of health care services by the elderly. On the basis of the first wave of the Asset and Health Dynamics Survey, we find that those who are the most heavily insured use the most health care services. Because our data show little relationship between observable health measures and either the propensity to hold or to purchase private insurance, we interpret this as an effect of the incentives embodied in the insurance, rather than as the result of adverse selection in the purchase of insurance. (C) 1997 Elsevier Science B.V. All rights reserved.
引用
收藏
页码:129 / 154
页数:26
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