Small business credit scoring and credit availability

被引：153

作者：

Berger, Allen N.

Frame, W. Scott

机构：

[1] Fed Reserve bank Atlanta, Dept Res, Atlanta, GA 30309 USA

[2] Fed Reserve Syst, Board Governors, Washington, DC 20551 USA

来源：

JOURNAL OF SMALL BUSINESS MANAGEMENT | 2007年 / 45卷 / 01期

关键词：

D O I：

10.1111/j.1540-627X.2007.00195.x

中图分类号：

C93 [管理学];

学科分类号：

12 ; 1201 ; 1202 ; 120202 ;

摘要：

U.S. commercial banks are increasingly using small business credit-scoring models to underwrite small business credits. The paper discusses this lending technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and policy issues.

引用

收藏

页码：5 / 22

页数：18

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