The genetics revolution, economics, ethics and insurance

被引:15
作者
Brockett, PL [1 ]
Tankersley, ES [1 ]
机构
[1] USAA INSURANCE CO,SAN ANTONIO,TX
关键词
Economic Growth; Social Policy; Genetic Mapping; Fundamental Conception; Economic Implication;
D O I
10.1023/A:1017981200687
中图分类号
F [经济];
学科分类号
02 ;
摘要
This paper considers the revolutionary developments occurring in the field of genetic mapping and the genetic identification of disease propensities. These breakthroughs are discussed relative to the ethical and economic implications for the insurance industry. Individual's privacy rights and rights to employment must be weighed against the insurers desire for better estimates of future loss costs associated with health, life and other insurances. These are in turn related to the fundamental conception of insurance as a financial intermediary versus insurance as a vehicle for social policy.
引用
收藏
页码:1661 / 1676
页数:16
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