Financial exclusion in Europe

被引:60
作者
Carbo, Santiago [1 ]
Gardener, Edward P. M.
Molyneux, Philip
机构
[1] Univ Granada, Sch Business & Econ, E-18071 Granada, Spain
[2] Univ Wales, Sch Business, Bangor, Gwynedd, Wales
关键词
D O I
10.1111/j.1467-9302.2007.00551.x
中图分类号
C93 [管理学]; D035 [国家行政管理]; D523 [行政管理]; D63 [国家行政管理];
学科分类号
12 ; 1201 ; 1202 ; 120202 ; 1204 ; 120401 ;
摘要
This article outlines the nature, causes and extent of financial exclusion in Europe and discusses policy/industry responses to tackling it. Policy response has been ad hoc and country specific. Policy-making by the EC has been disappointing; national solutions are preferred to US-style affirmative action. The offer of basic banking accounts typically lies at the heart of many countries' efforts to increase financial inclusion and they are a common feature of European policy.
引用
收藏
页码:21 / 27
页数:7
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