Use of credit and arrears on debt among low-income families in the United Kingdom

被引：62

作者：

Bridges, S ^{[1
]}

Disney, R ^{[1
]}

机构：

[1] Univ Nottingham, Sch Econ, Experian Ctr Econ Modelling, Inst Fiscal Studies, Nottingham NG7 2RD, England

来源：

FISCAL STUDIES | 2004年 / 25卷 / 01期

关键词：

D O I：

10.1111/j.1475-5890.2004.tb00094.x

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

Household accumulation of debt and arrears on debt, especially among low-income families, is an extremely topical issue in the UK media and in policy circles. This paper utilises data from the UK's Survey of Low Income Families in order to examine use of credit, and default and arrears, among low-income families with children. It shows how credit use and accumulation of arrears differ between single parents and couples with children, and also between homeowners and renters. It also briefly examines the persistence of arrears on specific forms of credit using the panel element of the data-set, now named the Families and Children Survey.

引用

页码：1 / 25

页数：25