Levels of financial capability in the UK

被引：123

作者：

Atkinson, Adele ^{[1
]}

McKay, Stephen

Collard, Sharon

Kempson, Elaine

机构：

[1] Univ Bristol, Personal Finance Res Ctr, Bristol BS8 1TH, Avon, England

[2] Univ Bristol, Personal Finance & Social Policy Res, Bristol BS8 1TH, Avon, England

来源：

PUBLIC MONEY & MANAGEMENT | 2007年 / 27卷 / 01期

关键词：

D O I：

10.1111/j.1467-9302.2007.00552.x

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This article presents a new way of looking at and measuring financial literacy. Financial education work to date has focused on managing money, yet the survey described here shows that this is the area where levels of capability are highest. At least half of the UK population needs reminding that it is dangerous to live for the day and make no provision for changes in circumstance, unexpected expenditure, or retirement. In addition, with the low levels of financial capability identified by the survey, it is likely that mis-selling of financial products will continue in the UK. The authors conclude with policy priorities for the government.

引用

页码：29 / 36

页数：8