Long-term Care: A Suitable Case for Social Insurance

被引：58

作者：

Barr, Nicholas ^{[1
]}

机构：

[1] Univ London London Sch Econ & Polit Sci, Dept Econ, London WC2A 2AE, England

来源：

SOCIAL POLICY & ADMINISTRATION | 2010年 / 44卷 / 04期

关键词：

Long-term care; Social insurance; Risk; Residential care;

D O I：

10.1111/j.1467-9515.2010.00718.x

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

There are potentially large welfare gains if people can buy insurance that covers the costs of long-term care. However, technical problems - largely information problems - face both the providers of insurance and potential buyers. These problems on both the supply and demand sides of the market suggest that the actuarial mechanism is not well suited to addressing risks associated with long-term care. This line of argument underpins the article's main conclusion - that social insurance is a better fit.

引用

页码：359 / 374

页数：16

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