Retirement consumption: Insights from a survey

被引：26

作者：

Ameriks, John ^{[1
]}

Caplin, Andrew ^{[1
]}

Leahy, John ^{[1
]}

机构：

[1] NYU, Vanguard Grp, New York, NY 10012 USA

来源：

REVIEW OF ECONOMICS AND STATISTICS | 2007年 / 89卷 / 02期

关键词：

D O I：

10.1162/rest.89.2.265

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Prior research has established that consumption falls significantly at retirement. What is not known is the extent to which this fall is anticipated during the working years. Using data from a new survey, we show that many working households do expect a considerable fall in consumption when they retire. In fact, those who are already retired report significantly smaller falls in consumption than are expected by those who are still working.

引用

页码：265 / 274

页数：10

共 18 条

[1] Consumption versus expenditure [J].

Aguiar, M ;

Hurst, E .

JOURNAL OF POLITICAL ECONOMY, 2005, 113 (05) :919-948

[2] Wealth accumulation and the propensity to plan [J].

Ameriks, J ;

Caplin, A ;

Leahy, J .

QUARTERLY JOURNAL OF ECONOMICS, 2003, 118 (03) :1007-1047

[3]

Ameriks J., 2004, ABSENT MINDED CONSUM

[4]

AMERIKS J, 2001, DO HOUSEHOLD PORTFOL

[5]

[Anonymous], 8735 NBER

[6]

Banks J, 1998, AM ECON REV, V88, P769

[7]

Bernheim B. D., 2001, AM ECON REV, V91, P1

[8] Quasi-hyperbolic discounting and retirement [J].

Diamond, P ;

Köszegi, B .

JOURNAL OF PUBLIC ECONOMICS, 2003, 87 (9-10) :1839-1872

[9]

Dillman D.A., 1978, Mail and telephone surveys : the total design method

[10]

ENGEN EM, 1999, BROOKINGS PAPERS EC

← 1 2 →