An examination of the performance and prospects for the future of internet-primary banks

被引：2

作者：

Cyree K.B. ^{[1
]}

Delcoure N. ^{[2
]}

Dickens R. ^{[3
]}

机构：

[1] School of Business Administration, 227 Holman Hall, University of Mississippi, University, MS 38677-1848

[2] Department of Economics, Finance, and Decision Information Sciences, University of St. Thomas-Houston, 103 Welder Hall, Houston

[3] Department of Economics and Finance, Mitchell College of Business, University of South Alabama, Mobile

来源：

Journal of Economics and Finance | 2009年 / 33卷 / 2期

关键词：

Banking; Internet Banking; Profit Efficiency;

D O I：

10.1007/s12197-008-9048-0

中图分类号：

学科分类号：

摘要：

We study Internet-primary banks for differences in performance versus newly chartered traditional banks from 1996 through 2003. Internet-primary banks are larger, with lower net interest margins and loan losses, and higher wage and physical capital rates than newly chartered traditional banks. Univariate ROE is lower, but profit efficiency is significantly higher on average for Internet-primary banks compared to all newly chartered banks as well as those that survive through the sample period. In multivariate models, Internet-primary banks continue to have significantly higher average profit efficiency, and particularly so when of sufficient size. © 2008 Springer Science+Business Media, LLC.

引用

页码：128 / 147

页数：19

共 36 条

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