Changing college students' financial knowledge, attitudes, and behavior through seminar participation

被引:145
作者
Borden L.M. [1 ]
Lee S.-A. [2 ]
Serido J. [1 ]
Collins D. [1 ]
机构
[1] Norton School of Family and Consumer Sciences, University of Arizona, Tucson, AZ 85721-0033
[2] Hospitality, Tourism, and Family and Consumer Sciences, Georgia Southern University, Statesboro, GA 30460
关键词
College students; Financial attitudes; Financial behavior; Financial education; Financial knowledge;
D O I
10.1007/s10834-007-9087-2
中图分类号
学科分类号
摘要
This pilot study examined the influence of Credit Wise Cats, a financial education seminar presented by Students in Free Enterprise, on the attitudes, knowledge, and intentions toward financial responsibility of college students (N = 93). Findings suggest that the seminar effectively increased students' financial knowledge, increased responsible attitudes toward credit and decreased avoidant attitudes towards credit from pre-test to post-test. At post-test, students reported intending to engage in significantly more effective financial behaviors and fewer risky financial behaviors. Finally, demographic factors (e.g., gender and employment status) predicted students' financial knowledge, attitudes, and behaviors. These results suggest that a seminar format may be useful in reaching a wider audience of college students and, thus, warrants future longitudinal evaluation. © 2007 Springer Science+Business Media, LLC.
引用
收藏
页码:23 / 40
页数:17
相关论文
共 52 条
[1]  
Ajzen I., The theory of planned behavior, Organizational Behavior and Human Decision Processes, 50, pp. 179-211, (1991)
[2]  
Amato-Mccoy D.M., Back to school-Wacovia targets students with all-in-one college ID and bank card, Bank Systems & Technology, 43, pp. 17-18, (2006)
[3]  
Armitage C.J., Conner M., Efficacy of the theory of planned behaviour: A meta-analytic view, British Journal of Social Psychology, 40, pp. 471-500, (2001)
[4]  
Baek E., Hong G., Effects of family life-cycle stages on consumer debts, Journal of Family and Economic Issues, 25, pp. 359-385, (2004)
[5]  
Brobeck S., Student Consumer Knowledge: Results of A National Test, (1991)
[6]  
Brubaker R.G., Fowler C., Encouraging college males to perform testicular self-examination: Evaluation of a persuasive message based on the revised theory of reasoned action, Journal of Applied Social Psychology, 20, pp. 1411-1422, (1990)
[7]  
Chen H., Volpe R.P., An analysis of personal financial literacy among college students, Financial Services Review, 7, pp. 107-128, (1998)
[8]  
Chien Y., Devaney S.A., The effects of credit attitude and socioeconomic factors on credit card and installment debt, The Journal of Consumer Affairs, 35, pp. 162-179, (2001)
[9]  
Churaman C.V., Financing of college education by single-parent and two-parent families, Journal of Family and Economic Issues, 13, pp. 95-112, (1992)
[10]  
Student Credit Card Debt, 13, (1998)