We determined the relationship between bald eagle (Haliaeetus leucocephalus) distribution and human activity on the northern Chesapeake Bay shoreline during 1985-89. Only 55 of 1,117 locations of radio-tagged eagles (4.9%) occurred in the developed land-cover type (greater-than-or-equal-to 4 buildings/4 ha), although 18.2% of potential eagle habitat was developed (chi-2 = 428.9, 4 df, P < 0.001). Eagle use of the shoreline was inversely related to building density (chi-2 = 22.1, P < 0.001) and directly related to the development set-back distance (chi-2 = 5.3, P = 0.02). Few eagles used shoreline segments with boats or pedestrians nearby (P < 0.001). Only 360 of 2,532 segments (14.2%) had neither human activity nor shoreline development. Eagle flush distances because of approaching boats were greater in winter than in summer (xBAR = 264.9 vs. 175.5 m, respectively, P = 0.001), but were similar for adult and immature eagles (xBAR = 203.7 vs. 228.6 m, respectively, P = 0.38). Of 2,472 km of shoreline on the northern Chesapeake, 894 km (36.2%) appears to be too developed to be suitable for eagle use, and an additional 996 km (40.3%) had buildings within 500 m, thereby reducing eagle use. The projected increase in developed land in Maryland (74%) and Virginia (80%) from 1978 to 2020 is likely to determine the future of the bald eagle population on the northern Chesapeake Bay.