GENDER BIAS AND THE AVAILABILITY OF BUSINESS LOANS

被引：121

作者：

FAY, M ^{[1
]}

WILLIAMS, L ^{[1
]}

机构：

[1] LINCOLN UNIV,CANTERBURY,NEW ZEALAND

来源：

JOURNAL OF BUSINESS VENTURING | 1993年 / 8卷 / 04期

关键词：

D O I：

10.1016/0883-9026(93)90005-P

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Two experiments were carried out to test the belief that women are unfairly discriminated against when seeking a loan to establish a business venture. Scenarios of an application for loan finance to purchase a commercial enterprise were mailed to loan officers of major trading bank branches, the scenarios being identical in all respects except for the sex and education level of applicants. Loan officers were asked whether or not they would approve loan finance for the proposed business purchase and to indicate factors that contributed to their decision. Significant differences in response to female and male applicants were observed, favoring the male applicant.

引用

页码：363 / 376

页数：14

共 52 条

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