MARKETWATCH Who Chooses A Consumer-Directed Health Plan?

被引：15

作者：

Barry, Colleen L. ^{[1
]}

Cullen, Mark R. ^{[1
]}

Galusha, Deron ^{[2
]}

Slade, Martin D.

Busch, Susan H.

机构：

[1] Yale Univ, Sch Med, Dept Internal Med, New Haven, CT 06510 USA

[2] Yale Univ, Sch Med, Dept Occupat & Environm Med, New Haven, CT 06510 USA

来源：

HEALTH AFFAIRS | 2008年 / 27卷 / 06期

关键词：

D O I：

10.1377/hlthaff.27.6.1671

中图分类号：

R19 [保健组织与事业（卫生事业管理）];

学科分类号：

摘要：

Consumer-directed health plans (CDHPs) hold the promise of reining in health spending by giving consumers a greater stake in health care purchasing, yet little is known about employers' experience with these products. In examining the characteristics of those selecting a CDHP offered by one large employer, we found stronger evidence of selection than has been identified in prior research. Our findings suggest that in the context of plan choice, CDHPs may offer little opportunity to greatly lower employers' cost burden, and they highlight concerns about the potential for risk segmentation and the value of conferring preferential tax treatment to CDHPs. [Health Affairs 27, no. 6 (2008): 1671-1679; 10.1377/hlthaff.27.6.1671]

引用

页码：1671 / 1679

页数：9

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