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[16] Bernheim B.D., 1995, Tax Policy and Economic Growth

[17] BERNHEIM BD, 1997, WORKING PAPER NATL B, V6227

[18] CAMERER C, 1997, 1003 CALTECH

[19] Buffer-stock saving and the life cycle/permanent income hypothesis [J]. QUARTERLY JOURNAL OF ECONOMICS, 1997, 112 (01) : 1 - 55

[20] On the concavity of the consumption function [J]. ECONOMETRICA, 1996, 64 (04) : 981 - 992

[11] Banks James, 1995, RICERCHE EC, V49, P255

[12] BARRO RJ, 1997, UNPUB MYOPIA INCONSI

[13] Preference parameters and behavioral heterogeneity: An experimental approach in the health and retirement study [J]. QUARTERLY JOURNAL OF ECONOMICS, 1997, 112 (02) : 537 - 579

[14] The intertemporal elasticity of substitution: An exploration using a US panel of state data [J]. ECONOMICA, 1996, 63 (251) : 495 - 512

[15] BERNHEIM B, 1994, TAX POLICY EC GROWTH

[16] Bernheim B.D., 1995, Tax Policy and Economic Growth

[17] BERNHEIM BD, 1997, WORKING PAPER NATL B, V6227

[18] CAMERER C, 1997, 1003 CALTECH

[19] Buffer-stock saving and the life cycle/permanent income hypothesis [J]. QUARTERLY JOURNAL OF ECONOMICS, 1997, 112 (01) : 1 - 55

[20] On the concavity of the consumption function [J]. ECONOMETRICA, 1996, 64 (04) : 981 - 992