Trends - Trends in retiree health benefits

被引:8
作者
McCormack, LA
Gabel, JR
Whitmore, H
Anderson, WL
Pickreign, J
机构
[1] Res Triangle Inst, Res Triangle Pk, NC 27709 USA
[2] Hlth Res & Educ Trust, Hlth Syst Studies, Washington, DC USA
关键词
D O I
10.1377/hlthaff.21.6.169
中图分类号
R19 [保健组织与事业(卫生事业管理)];
学科分类号
摘要
Based on national surveys of employers from 1988 through 2001 and recent key-informant interviews, this paper examines trends in employer-based retiree health benefits. We assess trends in the availability of coverage to early and Medicare-eligible retirees, the cost of coverage, plan choice and enrollment, prescription drug coverage, and recent changes in plan design. During a period of low health care inflation and record prosperity, retiree coverage declined slightly, unlike the coverage of active workers. Indemnity enrollment remains strong among retirees, and employers are cautious about Medicare+Choice because of continuing plan withdrawals. Numerous indicators point to a further and accelerating decline in retiree coverage.
引用
收藏
页码:169 / 176
页数:8
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