In the later years, a great effort has been put into simulation of the geometry of an optical coherence tomography (OCT) system. Recently, a new analytical model of the OCT geometry has been developed based on the extended Huygens-Fresnel (EHF) principle. Although advanced, the results of the model are surprisingly simple and easy to handle for e.g. system optimization. To validate this model, new features have been added to the Monte Carlo (MC) simulation program MCML, which is widely used and recognized for its credibility. We have incorporated the true shape of a focused Gaussian beam including the finite size of the beam waist, which previously has been approximated by a point. This enables us to do high-resolution comparison of the intensity distribution in the focus plane and excellent agreement is found between the EHF model and the MC simulations. Results are also compared with previously published modeling results and it is shown that there are substantial differences. We emphasize the importance of the so-called shower curtain effect (SCE), which is an inherent -but often overlooked- effect in light propagation through random media. Finally, we calculate the OCT signal using MC simulation. This is done by keeping track of the path length traveled by each photon packet and restricting its access back into the OCT system from the sample using the antenna theorem. The degradation of the detected signal due to scattering is determined, and compared with the EHF model and experiments. The comparison of MC simulations with EHF allows us to show that the SCE is an inherent effect in MC simulation, and that for common tissue parameters, the EHF model yields the same results as the MC simulation but with faster computation time and with field and phase information available.