Gender differences in early retirement behaviour

In this paper we analyse early retirement for men and women focusing on family characteristics such as marital status, spouse's income and wealth, and spouse's labour-market status. The female participation rate is high in Norway, implying that the country is particularly suitable for the study of gender differences in early retirement behaviour. At our disposal we have administrative data that include information on individuals aged between 55 and 61 years in 1989. The individuals are followed until the end of 1995, with the aim of determining the predictors of different early retirement states. The results of a competing risks model indicate that women are less likely to take early retirement compared to men and that these differences are due to both different characteristics and different behaviour.