Stable, large unilamellar vesicles (LUV) have been constructed that model matrix vesicles (MV) in inducing de novo mineral formation when incubated in synthetic cartilage lymph (SCL). Using a dialysis method for incorporation of predetermined pure lipid, electrolyte and protein constituents, the detergent n-octyl beta-D-glucopyranoside enabled formation of stable, impermeable LUV with a diameter (similar to300 nm), lipid composition (phosphatidylcholine-phosphatidyiserine-cholesterol, 7:2:2, molar ratio) and enclosed inorganic phosphate level (25-100 mM) similar to that of native MV Mineral formation by these LUVs was measured by Ca uptake and FIFIR analysis following incubation in SCL. Addition of the ionophore A23187 to SCL enabled Ca-45(2+) uptake comparable to that of native MV. FTIR analysis revealed that crystalline mineral formed in the LUV during incubation in SCL, but not in the absence of ionophore. This mineral had an IR absorption spectrum like that of the acid-phosphate-rich, octacalcium phosphate-like mineral formed by native MV Perturbing the LUV membrane with either detergents or phospholipase A, following prior incubation in SCL enabled egress of mineral crystallites from the vesicle lumen, stimulating further mineral formation. Annexin V, a major protein in native MV with known Ca2+ channel activity, incorporated into the LUV lumen or added to the external medium, induced only limited Ca-45(2+) uptake. This indicates that additional factors are required for annexin V to form Ca2+ channels. Nevertheless for the first time, stable LUVs have been constructed with MV-like lipid, electrolyte, and protein composition and size that induce formation of mineral like that formed by native MV. (C) 2002 Elsevier Science Inc. All rights reserved.