HEALTH-INSURANCE COVERAGE AMONG THE ELDERLY

被引:13
作者
WILCOXGOK, V [1 ]
RUBIN, J [1 ]
机构
[1] RUTGERS STATE UNIV,INST HLTH HLTH CARE POLICY & AGING RES,NEW BRUNSWICK,NJ 08903
关键词
MEDICARE; ELDERLY; HEALTH INSURANCE;
D O I
10.1016/0277-9536(94)90114-7
中图分类号
R1 [预防医学、卫生学];
学科分类号
1004 ; 120402 ;
摘要
The research reported in this paper examines the decision to have private health insurance by elderly Medicare enrollees. Models allowing both stimultaneity and a joint error structure between health insurance and use of medical care are considered. We find that common unobserved variables underlying the joint errors are important determinants in the decision to purchase private health insurance. Simultaneity is present only between the decision to have private health insurance and the probability of visiting a doctor. Health status and functional limitations are important determinants of the decision to have private health insurance in addition to Medicare coverage. Other personal characteristics (age, sex, race and education), as well as household income, Medicaid enrollment, and the employment of a family member are also found to be related to the decision to have private health insurance.
引用
收藏
页码:1521 / 1529
页数:9
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